Arizona Take-Home Pay Calculator 2026

By Hassan Raza • Updated

Estimate your 2026 paycheck in Arizona after federal income tax, Social Security, Medicare and Arizona state income tax. Arizona has a flat 2.50% income tax. On a $60,000 salary, a single filer takes home about $49,292 a year, or $1,895.87 every two weeks.

Your pay
Pre-tax deductions and withholding (optional)2026 limit $24,500; age 50+ catch-up $8,000 (ages 60–63: $11,250)
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Your results

$1,895.87 per paycheck take-home ($49,293 a year, single, Arizona, 26 paychecks)

Effective tax rate 17.8% · Marginal rate on your next dollar 22.1%

  • Take-home: 82.2%
  • Federal income tax: 8.4%
  • Social Security & Medicare: 7.6%
  • State income tax: 1.8%
Estimated annual tax, 2026
ItemPer paycheckPer year
Gross pay$2,307.69$60,000
Federal income tax-$193.08-$5,020
Social Security (6.2%)-$143.08-$3,720
Medicare (1.45%)-$33.46-$870
Arizona income tax-$42.21-$1,098
Take-home pay$1,895.87$49,293
How your federal brackets work out

Your federal taxable income is $43,900 (gross minus pre-tax deductions and the single standard deduction). Each slice is taxed at its own rate:

BracketIncome in bracketTax
10%$12,400$1,240
12%$31,500$3,780

Estimates for planning only. Not tax, legal or financial advice. Results use 2026 federal rates (IRS Rev. Proc. 2025-32) and the state tables listed below, and may differ from your actual withholding. Consult a qualified tax professional. See our disclaimer.

Privacy: the calculator runs entirely in your browser. We set no cookies and don't store or send what you type. Inputs appear only in the page address so you can share a link.

Arizona Income Tax in 2026

Local Income Taxes

Arizona has no widespread local wage taxes, so this estimate should cover your state-level tax.

Worked Example: $60,000 in Arizona

  1. Federal taxable income: $60,000 − $16,100 standard deduction = $43,900, so federal income tax is $5,020.
  2. Social Security $3,720 + Medicare $870 = $4,590.
  3. Arizona taxable income: $43,900 after Arizona's deductions and exemptions, so state income tax is $1,098 (your top Arizona rate is 2.50%).
  4. Take-home: $49,292 a year. Each extra dollar you earn is taxed at a combined marginal rate of about 22.1%.

401(k) effect: putting 6% ($3,600) into a traditional 401(k) saves about $432 of federal tax and $90 of Arizona tax, so your take-home falls by only $3,078 even though $3,600 goes into savings.

Hourly workers: $25 an hour full time ($52,000 a year) comes to about $43,064 after taxes in Arizona, or roughly $20.70 for each hour worked. Convert other wages with the hourly to salary calculator.

Take-Home Pay in Arizona by Salary

Single filer, biweekly pay, no pre-tax deductions, 2026. The last column compares with a state that has no income tax and no payroll programs.

Arizona take-home pay, 2026
SalaryTake-home / yearPer biweekly checkState tax + payrollEffective ratevs. no-tax state
$40,000$33,722$1,297.02$59815.7%-$598
$50,000$41,508$1,596.44$84817.0%-$848
$60,000$49,292$1,895.87$1,09817.8%-$1,098
$75,000$60,120$2,312.31$1,47219.8%-$1,472
$100,000$77,082$2,964.71$2,09822.9%-$2,098
$150,000$110,444$4,247.83$3,34826.4%-$3,348

How Arizona Compares

At $75,000 (single), Arizona ranks #12 of 51 for take-home pay, at $60,120 a year. A married couple earning $100,000 together keeps about $83,015 after $1,695 of Arizona income tax. Neighboring states at $75,000:

How This Is Calculated

The calculator uses the same 2026 engine as the main take-home pay calculator: federal brackets and the standard deduction from IRS Rev. Proc. 2025-32, FICA at 7.65% with the $184,500 Social Security wage base, and Arizona's rules as listed above. It estimates your annual tax, not payroll withholding.

Sources

Last updated . Data vintage: Arizona 2026 tables, accessed October 22, 2026.

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Frequently Asked Questions

How much is $60,000 a year after taxes in Arizona?

About $49,292 a year for a single filer in 2026, or $1,895.87 per biweekly paycheck. That is after federal income tax, Social Security, Medicare, Arizona income tax.

What is the Arizona income tax rate for 2026?

Arizona has a flat 2.50% income tax. Federal rates of 10% to 37% apply on top.

How much is $100,000 after taxes in Arizona?

A single filer keeps about $77,082 a year ($2,964.71 biweekly), an effective tax rate of 22.9%.

Does a 401(k) lower my Arizona taxes?

Yes. Traditional 401(k) and 403(b) contributions lower both your federal and Arizona taxable income. They don't lower Social Security or Medicare.

Are there local income taxes in Arizona?

Not broadly. Most Arizona workers pay only state and federal income taxes.